With the end of the year approaching again, choosing a health insurance is once again on our 'to do list'. You may therefore be wondering whether physiotherapy is covered by your insurer? In most cases, physiotherapy is reimbursed from supplementary insurance. If you do not have supplementary insurance, you will almost always have to pay for your physiotherapy treatment yourself. Fortunately, there are some exceptions! Curious? In this blog, you will read more about the 4 treatments you did not know are covered by the basic insurance!<\/b><\/p>\n
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First, it is important to note that the <\/span>Central government<\/span><\/a> determines for which complaints physiotherapy is reimbursed from the basic insurance. What you are reimbursed depends on your age and the reason why you need physiotherapy. To be eligible for reimbursement under the basic insurance, you must always have a referral from a doctor or medical specialist.<\/span><\/p>\n <\/p>\n Also note that with basic insurance, you always have a deductible of \u20ac385 (2022). Do you have questions about your insurance reimbursement? Or do you doubt whether your condition is eligible for reimbursement? <\/span>If so, always contact your own health insurer first or check your policy conditions.<\/b><\/p>\n <\/p>\n Is your child not yet 18 years old? Then <\/span>(children's) physiotherapy<\/span> partially reimbursed from the basic insurance. You are entitled to the first 9 treatments for physiotherapy or remedial therapy. Are these 9 treatments not enough? Then your health insurer may choose to reimburse a further maximum of 9 treatments.<\/span><\/p>\n <\/p>\n For both children and adults, the Health Insurance Act includes a <\/span>list of chronic diseases<\/span><\/a> established, whose treatment is reimbursed from the basic insurance. You can think of various disorders of the nervous system, such as muscle diseases or MS, but also disorders after trauma, such as whiplash or rehabilitation after an amputation.\u00a0<\/span><\/p>\n <\/p>\n For young people up to 18 years of age, they can even be reimbursed for all physiotherapy treatments and remedial therapy. Above 18 years of age, if you have a chronic condition, you will be reimbursed from the 21st treatment. So you pay for the first 20 treatments yourself, whether or not from supplementary insurance. The 20 treatments apply per disorder and not per calendar year.\u00a0<\/span><\/p>\n <\/p>\n After pregnancy or during aging, you may experience urinary incontinence. In that case, the first 9 treatments at a <\/span>pelvic physiotherapist<\/span><\/a> reimbursed from the basic insurance.\u00a0<\/span><\/p>\n <\/p>\n Exercise therapy differs from regular physiotherapy; physiotherapy often helps treat your complaint directly, while exercise therapy focuses on doing exercises yourself and becoming aware of your movement behaviour. The exercise therapist not only looks at your complaint, but also at the obstacles in your daily life. An exercise therapist can therefore help well with long-term symptoms, such as osteoarthritis, intermittent claudication and COPD.<\/span><\/p>\n <\/p>\n <\/p>\n1. Young people up to 18 years of age<\/span><\/h2>\n
2. Chronic diseases<\/span><\/h2>\n
3. Pelvic physiotherapy for urinary incontinence<\/span><\/h2>\n
4. Exercise therapy<\/span><\/h2>\n
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Do you have any questions or would you like to make an appointment?<\/span><\/h2>\n